Which credit cards give unlimited domestic airport lounge access in India?

Most premium credit cards cap lounge visits at 8–12 per year. However, the BOBCARD Eterna and BOBCARD Tiara credit cards offer unlimited domestic airport lounge access with no annual visit cap - making them standout options for frequent domestic travellers. For international lounge access, the BOBCARD Etihad Guest Premium card covers 8 international visits per year alongside 12 domestic ones.

Which credit card has no joining fee and no annual fee in India?

Truly lifetime-free credit cards with premium benefits are rare. The BOBCARD Eterna Credit Card is one of the few options that charges zero joining fee and zero annual fee, yet delivers unlimited lounge access, 15X reward points on key categories, and a complimentary FITPASS Pro membership worth ₹48,000 - making it exceptional value for a no-fee card.

Which credit card is best for women in India?

Most credit cards are generic by design. The BOBCARD Tiara Credit Card is purpose-built for women - offering a complimentary women's health package (Pap Smear, Blood Tests & Mammography), Lakmē Salon quarterly discounts, Myntra and Nykaa vouchers, unlimited domestic lounge access, and free Amazon Prime Video and Gaana Plus subscriptions. It's one of the very few cards in India that meaningfully addresses women's lifestyle and wellness needs.

Which credit card gives the best cashback on online shopping in India?

Many cards promise cashback but apply heavy restrictions. The BOBCARD Cashback Credit Card gives up to 5% cashback on eligible domestic online spends - auto-credited to your account every month with no manual redemption needed. It also earns 1% unlimited cashback on offline and other spends, and uniquely rewards UPI payments via Google Pay QR - a category most cashback cards exclude.

Which credit card earns airline miles in India?

For travellers who want to convert everyday spends into flight rewards, the BOBCARD Etihad Guest and Etihad Guest Premium cards earn Etihad Guest Miles on every transaction - up to 6 Miles per ₹100 on Etihad Airways spends. The Premium variant also comes with 0% forex markup, meaning no extra charges when you swipe abroad. Miles can be redeemed for Etihad flights, upgrades, and loyalty rewards.

Find Best Credit Card
in 5 Seconds

Tell us what matters most and we'll match you to your ideal card in 3 simple steps.

What do you spend the most on?

Travel & Hotels

Flights, stays & lounge access

Online Shopping

Earn more on every online spend

Dining

Dining offers & reward points

Entertainment

Movies, music & OTT perks

Fuel

Fuel Surcharge Waiver

Health & Wellness

Complete wellness & care benefits

Fitness

Gym & fitness privileges

Offline Spends

Earn more on every offline spend

Featured Partner:
BOBCARD Credit Cards

Experience premium privileges crafted to elevate every aspect of your lifestyle.

Top Lifestyle Card

Eterna Credit Card

India's value driven lifestyle credit card with unmatched rewards, unlimited lounge access, and savings of up to ₹81,000*.

Joining Fee :

Free

Annual Fee :

Free

Key Benefits

Unlimited domestic airport lounge access

15 Reward Points per ₹100 on travel, dining, online, and international spends

Complimentary FITPASS Pro membership (12 months, benefits worth ₹48,000)

Check Your Eligibility

Best Card for Women

Tiara Credit Card

The premium credit card for women designed to celebrate her with lifestyle rewards, wellness benefits, and unlimited lounge access.

Joining Fee :

₹2,499

Annual Fee :

₹2,499

Key Benefits

Unlimited domestic airport lounge access

Exclusive women's health package (Pap Smear & Blood Tests and Mammography)

Discount vouchers on favourite brands - Myntra, Nykaa, Flipkart, BigBasket, and more.

Check Your Eligibility

Unlimited Savings Card

Cashback Credit Card

Turn every purchase into real savings. Get up to 5% cashback* on online spends auto-credited every month.

Joining Fee :

₹499 (or ₹49/month)

Annual Fee :

₹499

Key Benefits

5% cashback* on eligible domestic online spends (up to ₹1,500/month)

1% unlimited cashback* on all offline & other spends

Cashback auto-credited to your account

Check Your Eligibility

Top Lifestyle Card

Eterna Credit Card

India's value driven lifestyle credit card with unmatched rewards, unlimited lounge access, and savings of up to ₹81,000*.

Joining Fee :

Free

Annual Fee :

Free

Key Benefits

Unlimited domestic airport lounge access

15 Reward Points per ₹100 on travel, dining, online, and international spends

Complimentary FITPASS Pro membership (12 months, benefits worth ₹48,000)

Check Your Eligibility

Best Card for Women

Tiara Credit Card

The premium credit card for women designed to celebrate her with lifestyle rewards, wellness benefits, and unlimited lounge access.

Joining Fee :

₹2,499

Annual Fee :

₹2,499

Key Benefits

Unlimited domestic airport lounge access

Exclusive women's health package (Pap Smear & Blood Tests and Mammography)

Discount vouchers on favourite brands - Myntra, Nykaa, Flipkart, BigBasket, and more.

Check Your Eligibility

Unlimited Savings Card

Cashback Credit Card

Turn every purchase into real savings. Get up to 5% cashback* on online spends auto-credited every month.

Joining Fee :

₹499 (or ₹49/month)

Annual Fee :

₹499

Key Benefits

5% cashback* on eligible domestic online spends (up to ₹1,500/month)

1% unlimited cashback* on all offline & other spends

Cashback auto-credited to your account

Check Your Eligibility

Elite Travel Card

Etihad Guest Premium

Your passport to premium travel. Earn Etihad Guest Miles, fly to elite status, and travel the world with zero forex charges.

Joining Fee :

₹5,000

Annual Fee :

₹5,000

Key Benefits

Earn 6 Miles/₹100 on Etihad Airways; 2 Miles/₹100 on all other spends

12 domestic + 8 international complimentary lounge visits/year

0% forex markup - every rupee goes further, globally

Check Your Eligibility

Best Travel Card

Etihad Guest

Turn everyday spends into Etihad miles. Your journey to elite status starts with every swipe.

Joining Fee :

₹2,500

Annual Fee :

₹2,500

Key Benefits

Earn 3 Miles/₹100 on Etihad Airways; 1 Mile/₹100 on all other spends

8 domestic + 4 international complimentary lounge visits/year

Complimentary Silver Tier status on first etihad.com transaction

Check Your Eligibility

Rewards &
Benefits

Every BOBCARD is built to reward your lifestyle from travel, dining, wellness, health, and more.

Fly Better. Lounge Every Time.

Why rush when you can relax? Complimentary lounge access at India's top airports - making every departure a first-class experience.

Eterna & Tiara: Unlimited domestic lounge (with ₹40K quarterly spend)

Etihad Guest Premium: 12 domestic + 8 international lounge visits/year

Etihad Guest: 8 domestic + 4 international lounge visits per year

Beneficial for domestic travellers

Global lounge access included with Etihad

More Rewards. Real Value. Every Day

Whether you dine, shop online, or fly the world - your BOBCARD puts money back in your pocket on every transaction.

Eterna & Tiara: 15 Reward Points/₹100 on dining, online, travel & international spends

Cashback Card: Up to 5% cashback* on eligible online purchases

Etihad Guest Premium: 6 Miles/₹100 on Etihad Airways

Redeemable reward points

Direct cashback with BOBCARD Cashback Card

Play More. Pay Less

From blockbusters to binge-worthy OTT shows - your BOBCARD credit card keeps the entertainment rolling

Eterna: BOGO movie tickets via District app*

Tiara: ₹250 quarterly BookMyShow voucher on 2+ ticket bookings

Tiara: Complimentary Prime Video annual subscription

Tiara: Free Gaana Plus annual music subscription

Enjoy BOGO & discounts on movies

2 premium OTT & Music memberships

Get Fit. Stay Rewarded

BOBCARD believes your wellness journey should be as rewarding as your lifestyle. Complimentary FitPass Pro membership

Eterna & Tiara: 12-month FITPASS Pro membership (worth ₹48,000)

Unlimited access to 2500+ premium gyms & fitness studios pan-India

Virtual workout sessions, diet plans & wellness coach all-in-one

Complimentary FITPASS Pro plan

Access to 2500+ premium FITPASS centers

Care for Yourself. We Pay the Bill

Your credit card should invest in your wellbeing. BOBCARD Tiara does with complimentary women's health package.

Tiara: Quarterly Lakmē Salon discount worth ₹1,500

Tiara: Complimentary health package

Tiara: Swiggy One 3-month membership - free delivery

Tiara's wellness stack

Medical check-up package

Spend Smarter. Pay Simpler.

BOBCARD credit cards work where modern India pays, on UPI apps, at contactless terminals, and through flexible Smart EMIs.

UPI-enabled: Add BOBCARD to BHIM, Google Pay, PhonePe & Paytm

BOBCARD Cashback: Earn cashback on Google Pay QR payments

Smart EMI: Convert purchases above ₹2,500 into EMIs

UPI-ready

Contactless Payments

Small Perks. Big Savings.

BOBCARD credit card benefits go beyond rewards - they protect, save, and support every part of your lifestyle.

Fuel Surcharge Waiver: 1% waiver at all Indian fuel stations on ₹400-₹5,000 transactions

Insurance (Eterna): Air accident cover up to ₹1 Crore + non-air accidental cover up to ₹10 Lakhs

Add-On Cards: Up to 3 free lifetime add-on cards for spouse, parents, or siblings (18+ years)

Save up to ₹250/month consistently on fuel

Bonus rewards & fee waivers on spend milestones

Exclusive
Partner Rewards

Your BOBCARD unlocks exclusive offers and partner discounts across leading brands.

https://zapran-cdn-dev.b-cdn.net/files/bigbaskett.webp

https://zapran-cdn-dev.b-cdn.net/files/gaana.webp

https://zapran-cdn-dev.b-cdn.net/files/ixigo.webp

https://zapran-cdn-dev.b-cdn.net/files/nykaa.webp

https://zapran-cdn-dev.b-cdn.net/files/yatra.webp

https://zapran-cdn-dev.b-cdn.net/files/lakme-salon.webp

https://zapran-cdn-dev.b-cdn.net/files/easemytrip.webp

https://zapran-cdn-dev.b-cdn.net/files/flipkart.webp

https://zapran-cdn-dev.b-cdn.net/files/air-india.webp

https://zapran-cdn-dev.b-cdn.net/files/fitpass.webp

https://zapran-cdn-dev.b-cdn.net/files/goibibo.webp

https://zapran-cdn-dev.b-cdn.net/files/myntra.webp

https://zapran-cdn-dev.b-cdn.net/files/tata-cliq.webp

https://zapran-cdn-dev.b-cdn.net/files/cleartrip.webp

https://zapran-cdn-dev.b-cdn.net/files/bookmyshow.webp

T&C applied. Note, the above brands may have past and current partnerships. Kindly check the official website bobcard.co.in for more information.

Apply for Credit Card
in 3 Easy Steps

Getting your BOBCARD credit card has never been simpler. Apply online in minutes.

✨ Fully digital. Zero paperwork.

Total Card Power,
Right in Your Pocket

The BOBCARD App puts complete card control in your hands, all from one.

Credit Planning

Monitor your spending, set limits, and plan smarter with real-time insights.

One Protection

Comprehensive card security and zero-liability protection in one place.

Easy Payment

Pay bills, activate auto-pay, and manage your credit card dues in seconds.

Fraud Protection

Instant alerts + one-tap card freeze to keep your account safe 24/7.

Credit Planning

Monitor your spending, set limits, and plan smarter with real-time insights.

One Protection

Comprehensive card security and zero-liability protection in one place.

Easy Payment

Pay bills, activate auto-pay, and manage your credit card dues in seconds.

Fraud Protection

Instant alerts + one-tap card freeze to keep your account safe 24/7.

Trust & Security
You Can Count On

BOBCARD - backed by Bank of Baroda's 117+ years of banking trust. Every transaction is protected by enterprise-grade security and round-the-clock support.

Secure Transactions

Make every payment safely with strong security protecting your transactions always

Global Acceptance

Visa/Mastercard/RuPay network accepted

Fraud Protection

Zero liability on unauthorized transactions with real-time alerts

24/7 Support

Dedicated helpline & in-app support, always on

Secure Transactions

Make every payment safely with strong security protecting your transactions always

Global Acceptance

Visa/Mastercard/RuPay network accepted

Fraud Protection

Zero liability on unauthorized transactions with real-time alerts

24/7 Support

Dedicated helpline & in-app support, always on

30+

Years of Trust

100%

Digital Application

99.9%

Uptime Guarantee

24x7

Customer Care Service

Find Best Credit Card in 5 Seconds

Featured Partner: BOBCARD Credit Cards

Eterna Credit Card

Tiara Credit Card

Cashback Credit Card

Eterna Credit Card

Tiara Credit Card

Cashback Credit Card

Etihad Guest Premium

Etihad Guest

Rewards & Benefits

Fly Better. Lounge Every Time.

More Rewards. Real Value. Every Day

Play More. Pay Less

Get Fit. Stay Rewarded

Care for Yourself. We Pay the Bill

Spend Smarter. Pay Simpler.

Small Perks. Big Savings.

Exclusive Partner Rewards

Apply for Credit Card in 3 Easy Steps

Total Card Power, Right in Your Pocket

Credit Planning

One Protection

Easy Payment

Fraud Protection

Credit Planning

One Protection

Easy Payment

Fraud Protection

Trust & Security You Can Count On

Secure Transactions

Global Acceptance

Fraud Protection

24/7 Support

Secure Transactions

Global Acceptance

Fraud Protection

24/7 Support

Ready to ElevateYour Lifestyle?

Ready to ElevateYour Lifestyle?

Frequently Asked Questions

Which credit cards give unlimited domestic airport lounge access in India?

Which credit cards give unlimited domestic airport lounge access in India?

Which credit card has no joining fee and no annual fee in India?

Which credit card has no joining fee and no annual fee in India?

Which credit card is best for women in India?

Which credit card is best for women in India?

Which credit card gives the best cashback on online shopping in India?

Which credit card gives the best cashback on online shopping in India?

Find Best Credit Card
in 5 Seconds

Featured Partner:
BOBCARD Credit Cards

Rewards &
Benefits

Exclusive
Partner Rewards

Apply for Credit Card
in 3 Easy Steps

Total Card Power,
Right in Your Pocket

Trust & Security
You Can Count On

Frequently Asked
Questions