Home / Axis Magnus for Burgundy Credit Card Credit Card Review
Axis Magnus for Burgundy Credit Card Review
The axis bank burgundy credit card -formally the Axis Bank Magnus Credit Card for Burgundy -is an exclusive super-premium travel card available only to Axis Bank Burgundy clients. It earns up to 24% value back on Travel EDGE portal spends, transfers EDGE reward points to 11+ airline and hotel partners at an industry-leading 5:4 ratio, and provides unlimited domestic and international lounge access. Annual fee ₹30,000, waived at ₹30L spend. Also available lifetime free for Burgundy Salary Account holders.
4.2
/5
Card24 Score
Rewards 4.4
Travel 4.6
Fees 3
Last reviewed July 2026 · Card24.ai editorial team
Annual Fee
₹30,000*
Earn Rate
12 EDGE RP/₹200*
Lounge Access
Unlimited domestic lounge access*
Forex + Meet & Greet
2% forex markup*
Credit Card Verdict Axis Magnus for Burgundy
What we like
- The axis bank burgundy credit card's 5:4 transfer ratio is the defining differentiator from the regular Axis Magnus -and from most other premium credit cards in India. When you transfer 5 EDGE reward points, you receive 4 partner airline miles or hotel loyalty points. The regular Magnus gives only 2 miles for every 5 points (5:2). At equivalent spending, Magnus for Burgundy delivers double the travel value through the same 11+ transfer partners. On ₹20 lakh annual spend, this difference can represent ₹80,000–₹1,00,000 in additional travel benefit annually.
- The 60 EDGE RP/₹200 on Travel EDGE portal bookings -transferable at 5:4 -gives an effective return of up to 24% on travel bookings at partner rates. On a ₹1,00,000 flight ticket booked through Travel EDGE, the accumulated EDGE RP convert to 24,000 miles or equivalent -enough for a significant award redemption. For frequent flyers who book all travel through Travel EDGE, this card pays for itself well within the ₹30,000 annual fee threshold.
- Unlimited domestic lounge access for both primary and add-on cardholders -a feature many ₹30,000+ cards restrict to the primary cardholder only. The spend condition of ₹50,000 in the previous 3 calendar months is achievable for any active Burgundy client. Note the August 2026 update: from 28 August 2026, domestic lounges must be accessed by presenting the Magnus for Burgundy card directly (not the Priority Pass card) along with a valid boarding pass.
- The 2% forex markup is genuinely competitive for a super-premium card -significantly better than the 3.5% standard on most premium Indian credit cards. For Burgundy clients who spend ₹5L+ in foreign currency annually, the forex saving vs a 3.5% card amounts to ₹7,500+ per year -contributing meaningfully to the card's total return. Combined with the 12 RP/₹200 base earn (transferable at 5:4), international spend is the card's highest-value use case.
Watch out for
- The ₹30,000 annual fee requires approximately ₹30L in annual spend to waive -a threshold only serious high-volume spenders can hit. For Burgundy Salary Account holders, the card is lifetime free -making the LTF variant the only rational choice for eligible salary account holders. For non-salary Burgundy clients, the fee is justified only if the 5:4 transfer ratio is actively used on significant travel spend.
- International Priority Pass lounge access is provided only to the primary cardholder -not to add-on cardholders. Add-on cardholders do get unlimited domestic lounge access, but for international travel with family or a spouse as add-on cardholder, separate lounge arrangements are needed. The 4 complimentary guest visits/year (primary + accompanying guest) partially address this, but frequent international travellers with add-on holders will notice the gap.
- From 28 August 2026, EDGE reward points will no longer be earned on toll transactions, bridge fees, and road fees. Additionally, gift card purchases remain excluded from both reward point earn and annual fee waiver spend calculations -a two-year-old restriction that trips up many cardholders. From 15 November 2026, complimentary memberships linked to the card (such as airline and hotel programmes) will no longer auto-renew -Axis Bank will seek explicit consent before renewal.
- Eligibility for this card requires an existing Axis Bank Burgundy banking relationship -not just a standard Axis Bank account. Burgundy typically requires ₹50 lakh+ in relationship value (savings + investments + FDs) or a qualifying Burgundy Salary Account (employer-linked). This is not a card any eligible income earner can simply apply for -it requires a prior banking relationship and is typically offered by a dedicated Burgundy Relationship Manager.
Card24.ai review based on axisbank.com + verified sources as of August 2026. Key revisions: from 28 Aug 2026 -no RP on tolls/bridge/road fees; gift cards excluded from RP + fee waiver. From 15 Nov 2026 -complimentary memberships no longer auto-renew. Domestic lounge access: present Magnus card (not Priority Pass) + boarding pass. Verify all current terms at axisbank.com before transacting.
Credit Card Achievers Axis Magnus for Burgundy
Is the Axis Bank Magnus for Burgundy Credit Card Worth ₹30,000 a Year?
The axis bank burgundy credit card is worth ₹30,000/year for Axis Burgundy clients who actively use the 5:4 transfer ratio for international travel redemptions. At ₹20L annual spend -split between regular spend and Travel EDGE bookings -a fully-engaged cardholder accumulates enough EDGE RP to transfer 160,000–200,000 miles annually, representing ₹80,000–₹1,50,000 in business class redemptions from a ₹30,000 card. For Burgundy Salary Account holders who receive the card lifetime free, the value proposition is even clearer.
The card is NOT worth it for Axis Burgundy clients who do not travel internationally at least 4–6 times per year and redeem EDGE RP for travel. If reward points are redeemed for vouchers or merchandise (where the 5:4 ratio advantage disappears), the ₹30,000 annual fee is very difficult to recover from the base 12 RP/₹200 earn rate alone. The card's value is almost entirely in the 5:4 transfer ratio and Travel EDGE 60 RP/₹200 -use both actively or the regular Axis Select or ACE credit card at a fraction of the fee is likely more sensible.
For frequent flyers who are not Axis Bank Burgundy clients, the regular Axis Magnus Credit Card provides similar base earn at a lower annual fee -though with the 5:2 ratio rather than 5:4. The Burgundy relationship threshold (₹50L+ relationship value) is the primary barrier to accessing this card. If eligible, it is unambiguously the better product.
The card is NOT worth it for Axis Burgundy clients who do not travel internationally at least 4–6 times per year and redeem EDGE RP for travel. If reward points are redeemed for vouchers or merchandise (where the 5:4 ratio advantage disappears), the ₹30,000 annual fee is very difficult to recover from the base 12 RP/₹200 earn rate alone. The card's value is almost entirely in the 5:4 transfer ratio and Travel EDGE 60 RP/₹200 -use both actively or the regular Axis Select or ACE credit card at a fraction of the fee is likely more sensible.
For frequent flyers who are not Axis Bank Burgundy clients, the regular Axis Magnus Credit Card provides similar base earn at a lower annual fee -though with the 5:2 ratio rather than 5:4. The Burgundy relationship threshold (₹50L+ relationship value) is the primary barrier to accessing this card. If eligible, it is unambiguously the better product.
Best For: Axis Bank Burgundy clients and Burgundy Salary Account holders who fly international business or first class 4+ times/year, book all travel through Travel EDGE, and actively transfer EDGE reward points to Singapore Airlines KrisFlyer, Emirates Skywards, or Marriott Bonvoy at the 5:4 ratio.
Axis Bank Magnus for Burgundy Credit Card Benefits
How to Maximise EDGE Reward Points and Travel Value on Magnus for Burgundy
Book ALL Travel Through Travel EDGE for 60 RP/₹200 - Every flight and hotel booking should go through the Axis Bank Travel EDGE portal -the 60 EDGE RP/₹200 earn (versus 12 RP/₹200 on direct bookings) is a 5x uplift on travel. At 5:4 transfer, Travel EDGE delivers 48 miles per ₹200 -the equivalent of up to 24% effective return. On a ₹1,00,000 hotel booking, Travel EDGE generates 30,000 EDGE RP versus 6,000 on a direct booking. Compare fares before booking, but route through Travel EDGE whenever pricing is within 5% of the best alternative.
Transfer to Singapore KrisFlyer for Business Class Redemptions - The 5:4 transfer to Singapore Airlines KrisFlyer is widely considered the highest-value redemption in India's premium card ecosystem. Singapore Business Class from Mumbai or Delhi to Singapore redeems at approximately 52,000 KrisFlyer miles one-way -achievable from ₹10–12L in Travel EDGE spend. Singapore Suites (First Class) to London or New York redeems at 95,000–100,000 miles -achievable from ₹20–25L in combined spend. Always check KrisFlyer award availability before transferring -points cannot be returned once transferred.
Hit ₹1.5L/Month to Unlock 35 RP/₹200 - The incremental earn rate jumps from 12 RP/₹200 to 35 RP/₹200 beyond ₹1.5L monthly spend -a nearly 3x uplift. For months with large expenses (insurance premiums, business invoices, large purchases), route all ₹1.5L+ spend through this card to capture the 35 RP/₹200 tier. At 5:4 transfer, the 35 RP/₹200 tier delivers 28 miles per ₹200 -the highest non-portal earn rate available on this card.
Track the Domestic Lounge Spend Condition - Unlimited domestic lounge access requires ₹50,000 in card spend in the previous 3 calendar months. Track quarterly spend in the Axis Mobile app. If approaching the end of a quarter with spend below ₹50,000, route any large upcoming purchase (insurance, subscription, appliance) through this card to maintain lounge eligibility. From August 2026, always carry the Magnus for Burgundy physical card to present at domestic lounges -Priority Pass alone is no longer accepted.
Avoid Gift Cards and Tolls for Spend + RP Optimisation - Gift card purchases earn 0 EDGE reward points and do not count toward the ₹30L annual fee waiver spend. From 28 August 2026, toll transactions, bridge fees, and road fees also earn 0 RP. Route all gift card purchases and toll payments to a different card. For the ₹30L fee waiver, track only eligible retail, travel, dining, and utilities -exclude gift cards and tolls from your waiver calculation entirely.
Transfer to Singapore KrisFlyer for Business Class Redemptions - The 5:4 transfer to Singapore Airlines KrisFlyer is widely considered the highest-value redemption in India's premium card ecosystem. Singapore Business Class from Mumbai or Delhi to Singapore redeems at approximately 52,000 KrisFlyer miles one-way -achievable from ₹10–12L in Travel EDGE spend. Singapore Suites (First Class) to London or New York redeems at 95,000–100,000 miles -achievable from ₹20–25L in combined spend. Always check KrisFlyer award availability before transferring -points cannot be returned once transferred.
Hit ₹1.5L/Month to Unlock 35 RP/₹200 - The incremental earn rate jumps from 12 RP/₹200 to 35 RP/₹200 beyond ₹1.5L monthly spend -a nearly 3x uplift. For months with large expenses (insurance premiums, business invoices, large purchases), route all ₹1.5L+ spend through this card to capture the 35 RP/₹200 tier. At 5:4 transfer, the 35 RP/₹200 tier delivers 28 miles per ₹200 -the highest non-portal earn rate available on this card.
Track the Domestic Lounge Spend Condition - Unlimited domestic lounge access requires ₹50,000 in card spend in the previous 3 calendar months. Track quarterly spend in the Axis Mobile app. If approaching the end of a quarter with spend below ₹50,000, route any large upcoming purchase (insurance, subscription, appliance) through this card to maintain lounge eligibility. From August 2026, always carry the Magnus for Burgundy physical card to present at domestic lounges -Priority Pass alone is no longer accepted.
Avoid Gift Cards and Tolls for Spend + RP Optimisation - Gift card purchases earn 0 EDGE reward points and do not count toward the ₹30L annual fee waiver spend. From 28 August 2026, toll transactions, bridge fees, and road fees also earn 0 RP. Route all gift card purchases and toll payments to a different card. For the ₹30L fee waiver, track only eligible retail, travel, dining, and utilities -exclude gift cards and tolls from your waiver calculation entirely.
Axis Bank Magnus for Burgundy Credit Card Annual Fees
| Joining / Annual Fee | ₹30,000 + GST | Annual fee waived at ₹30 lakh annual spend | Lifetime free for Burgundy Salary Account holders | Welcome: ₹5,000 voucher (Luxe/Postcard Hotel/Yatra) |
| Earn -Regular Spend | 12 EDGE RP/₹200 on spends ≤₹1.5L/month | Effective: ~2.4% at 5:4 transfer |
| Earn -High Spend Tier | 35 EDGE RP/₹200 on incremental spend >₹1.5L/month | Effective: ~7% at 5:4 transfer |
| Earn -Travel EDGE | 60 EDGE RP/₹200 on Travel EDGE portal (up to ₹2L/month) | Effective: up to 24% at 5:4 |
| Transfer Ratio | 5 EDGE RP → 4 miles/hotel points (5:4) | 11+ partners | Double vs regular Magnus (5:2) |
| Lounge -Domestic | Unlimited primary + add-on (₹50K/3 months spend condition) | Present Magnus card from Aug 2026 |
| Lounge -International | Unlimited Priority Pass (primary only) | 4 international guest visits/year | No PP for add-on |
| Forex Markup | 2% on international transactions | vs 3.5% industry standard |
| Aug 2026 Changes | From 28 Aug 2026: 0 RP on tolls/bridge/road fees | Gift cards: 0 RP + excluded from fee waiver | From 15 Nov 2026: memberships no longer auto-renew |
Axis Magnus for Burgundy Credit Card Eligibility & Documents
Age 21 years and above
Minimum annual income For non-Burgundy applicants: minimum ₹24 lakh annual income (salaried or self-employed) + existing credit limit of ₹3 lakh+ on any bank credit card | Verify current eligibility at axisbank.com
Documents required PAN Card, Aadhaar/Passport/Driving Licence/Voter ID, latest 3 months' salary slips, 3–6 months' bank statements, Form 16/ITR (if required), and any additional documents requested by Axis Bank.
Residency Indian Resident
Applying when ineligible creates a hard credit inquiry that may lower your CIBIL score. Verify your eligibility before applying.
How to Apply for Axis Magnus for Burgundy Credit Card
The application process is entirely online and takes about 5-7 minutes.
1
Check Eligibility - Ensure you meet the eligibility criteria for the Axis Bank Burgundy Private The One Card, including the required banking relationship or income criteria.
2
Submit Your Application - Apply online through the Axis Bank website or connect with an Axis Bank Relationship Manager to initiate your application.
3
Upload Required Documents - Submit the necessary KYC, identity, address, and income documents for verification.
4
Verification & Approval - Axis Bank verifies your application, eligibility, and documents before processing the credit card request.
5
Receive & Activate Your Card - Once approved, receive your Axis Bank Burgundy Private The One Card, activate it, and start enjoying its exclusive premium lifestyle and travel benefits.
*T&C Apply
Frequently Asked Questions
The axis bank burgundy credit card -formally the Axis Bank Magnus Credit Card for Burgundy -is a super-premium travel credit card exclusive to Axis Bank's Burgundy private banking clients. It earns 12–60 EDGE reward points per ₹200 depending on spend tier and channel, transfers EDGE RP to 11+ airline and hotel partners at a 5:4 ratio (double the regular Axis Magnus), provides unlimited domestic and international Priority Pass lounge access, 4 airport meet & greet services/year, and 2% forex markup. Annual fee ₹30,000, waived at ₹30L spend. Lifetime free for Burgundy Salary Account holders.
The core earn rates are identical. The key difference is the transfer ratio: Magnus for Burgundy transfers at 5:4 (5 EDGE RP → 4 miles), while regular Magnus transfers at 5:2 (5 EDGE RP → 2 miles). This means Magnus for Burgundy delivers double the travel value for the same spending. On ₹20L annual spend, this difference can mean ₹80,000–₹1,00,000 more in travel benefit. Additionally, Magnus for Burgundy is lifetime free for Burgundy Salary Account holders and includes 4 international guest lounge visits and 4 airport meet & greet services.
Annual fee: ₹30,000 + GST. Annual fee waived when cumulative card spend in the preceding year reaches ₹30 lakh. Gift card purchases and toll/bridge/road fees (from 28 Aug 2026) are excluded from the ₹30L waiver calculation. Axis Bank Burgundy Salary Account holders receive the card lifetime free -no joining or annual fee. Welcome benefit: ₹5,000 voucher choice (Luxe Gift Card, The Postcard Hotel, or Yatra) on activation.
Eligibility requires an existing Axis Bank Burgundy banking relationship: (1) ₹50 lakh+ total relationship value (savings, investments, FDs, insurance) at Axis Bank, OR (2) Qualifying Axis Bank Burgundy Salary Account through an employer's corporate banking tie-up. Alternatively, individuals with ₹24L+ annual income and ₹3L+ existing credit limit may be considered. The card is offered by a dedicated Burgundy Relationship Manager -not available through the standard online application process.
The 5:4 ratio means 5 EDGE reward points transfer to 4 partner airline miles or hotel loyalty points. Transfer partners include: Air India Flying Returns, Singapore Airlines KrisFlyer, Emirates Skywards, Qatar Privilege Club, British Airways Avios, Etihad Guest, Air France/KLM Flying Blue, Vistara Club Vistara, Marriott Bonvoy, IHG Rewards, and others. Transfers are typically processed within 48–72 hours and are irreversible -do not transfer without a specific redemption plan.