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RBL World Safari Credit Card Review 2026
The rbl world safari credit card is India's first retail card with 0% forex markup on international spends, earning 5 reward points per Rs 100 on travel and 2 per Rs 100 on other domestic spends, plus 8 domestic and 2 international lounge visits a year.
3.7
/5
Card24 Score
Rewards 3
Travel 4.3
Fees 3.2
Last reviewed August 2026 · Card24.ai editorial team
Forex Markup
0%
Annual Fee
Rs 3,000 + GST
Travel Reward Rate
5 RP / Rs 100 (1.25%)
Lounge Access
8 domestic + 2 international/yr
Credit Card Verdict RBL World Safari
What we like
- The rbl world safari credit card charges 0% forex markup on international transactions - a genuine 3.5% saving most cards in this fee band don't offer, especially valuable on large overseas trips.
- A Rs 3,000 MakeMyTrip welcome voucher effectively offsets the entire joining fee in year one, provided you transact within 30 days and pay the fee in the first billing cycle.
- 8 complimentary domestic lounge visits a year plus a complimentary Priority Pass membership for international lounges make this genuinely useful for frequent flyers, not just a forex-savings card.
- Milestone spenders can earn up to 25,000 bonus reward points plus a Rs 10,000 brand voucher (Taj Experiences, Amazon, Croma, Myntra, MakeMyTrip) across three annual spend tiers.
- Complimentary travel insurance covering baggage loss, trip delay, and passport loss, plus a 1% fuel surcharge waiver and 24/7 concierge, round out the travel-focused benefit set.
Watch out for
- International transactions earn zero reward points on the rbl world safari credit card - the 0% forex saving is the only benefit abroad, unlike cards that combine low forex with earn rates.
- No reward points on fuel, insurance, utilities, rent, education, wallet reload, or government transactions - the exclusion list is long even for domestic spends.
- Renewal fee waiver terms are inconsistent across sources - some state no waiver exists at all, others state a Rs 3 lakh annual spend waives it. Confirm directly with RBL Bank before assuming a free renewal.
- Interest rate of 3.99% per month (47.88% p.a.) is on the higher side, and reward redemption carries a Rs 99 + GST fee per redemption - factor this into the real value of points earned.
Card24.ai reviews are independent and based on publicly available RBL Bank information as of August 2026. Fees, reward rates, and benefits are subject to change at the issuer's discretion. Renewal fee waiver and international lounge visit count vary across public sources and should be confirmed directly with RBL Bank before applying. Terms and Conditions apply per RBL Bank's MITC.
Credit Card Achievers RBL World Safari
Is the RBL World Safari Credit Card Worth It in 2026 ?
The rbl world safari credit card is worth it if international travel is a regular part of your life and forex fees are a real cost you're trying to eliminate. At 0% markup, a Rs 2 lakh international spend saves roughly Rs 7,000 versus a standard 3.5% forex card - savings that alone can justify the Rs 3,000 annual fee several times over.
Where it's less compelling is if you also want your international spends to earn rewards - this card gives you zero reward points abroad, only the forex saving. Domestically, the 2 RP/Rs 100 base rate and 5 RP/Rs 100 travel rate are unremarkable next to dedicated cashback or rewards cards. The card earns its keep almost entirely on the forex line item and the milestone/lounge structure for frequent flyers who clear Rs 2.5 lakh-plus in annual spend - below that, the value proposition thins out considerably.
If you want low forex costs and reward earn on the same international transaction, the BOBCARD Etihad Guest Premium Credit Card is worth comparing - it charges a low forex markup while still crediting real Etihad Guest Miles on overseas spend, closing exactly the gap the World Safari leaves open.
Where it's less compelling is if you also want your international spends to earn rewards - this card gives you zero reward points abroad, only the forex saving. Domestically, the 2 RP/Rs 100 base rate and 5 RP/Rs 100 travel rate are unremarkable next to dedicated cashback or rewards cards. The card earns its keep almost entirely on the forex line item and the milestone/lounge structure for frequent flyers who clear Rs 2.5 lakh-plus in annual spend - below that, the value proposition thins out considerably.
If you want low forex costs and reward earn on the same international transaction, the BOBCARD Etihad Guest Premium Credit Card is worth comparing - it charges a low forex markup while still crediting real Etihad Guest Miles on overseas spend, closing exactly the gap the World Safari leaves open.
Best for: frequent international travellers who value 0% forex over earning points abroad. Not ideal if you want a single card that does both.
RBL World Safari Credit Card Benefits
How to Get the Most from Your RBL World Safari Credit Card
Route every international transaction through this card and nothing else - the 0% forex saving only shows up if this is genuinely your primary card abroad, not a backup you forget to switch to at checkout.
Book flights and hotels directly on this card to trigger the 5 RP per Rs 100 travel rate rather than the 2 RP base rate - the difference compounds meaningfully if you book several trips a year through the same card.
Track your annual spend against the Rs 2.5 lakh, Rs 5 lakh, and Rs 7.5 lakh milestone thresholds - hitting all three nets up to 25,000 bonus points plus a Rs 10,000 brand voucher, but only if you're deliberately tracking, since RBL doesn't prompt you as you approach each tier.
Time domestic lounge visits to quarters where you've already crossed Rs 35,000 in spend - check your spend total before travel, since the lounge benefit is spend-gated per quarter, not automatic every quarter.
If a meaningful share of your spend is international and you want it to also earn rewards - not just save on forex - pair this card with (or switch to) the BOBCARD Etihad Guest Premium Credit Card, which earns real Etihad miles alongside a low forex markup.
Book flights and hotels directly on this card to trigger the 5 RP per Rs 100 travel rate rather than the 2 RP base rate - the difference compounds meaningfully if you book several trips a year through the same card.
Track your annual spend against the Rs 2.5 lakh, Rs 5 lakh, and Rs 7.5 lakh milestone thresholds - hitting all three nets up to 25,000 bonus points plus a Rs 10,000 brand voucher, but only if you're deliberately tracking, since RBL doesn't prompt you as you approach each tier.
Time domestic lounge visits to quarters where you've already crossed Rs 35,000 in spend - check your spend total before travel, since the lounge benefit is spend-gated per quarter, not automatic every quarter.
If a meaningful share of your spend is international and you want it to also earn rewards - not just save on forex - pair this card with (or switch to) the BOBCARD Etihad Guest Premium Credit Card, which earns real Etihad miles alongside a low forex markup.
RBL World Safari Credit Card Annual Fees
| Joining Fee | Rs 3,000 + GST |
| Annual/Renewal Fee | Rs 3,000 + GST |
| Forex Markup Fee | 0% |
| Interest Rate (Finance Charge) | 3.99% per month (47.88% p.a.) |
| Cash Advance Fee | 2.5% of withdrawn amount, min Rs 500 |
| Late Payment Fee | 15% of amount due, min Rs 50, max Rs 1,500 |
| Fuel Surcharge Waiver | 1% waiver on Rs 500-4,000 transactions, max Rs 250/month |
| Reward Redemption Fee | Rs 99 + GST per redemption day |
RBL World Safari Credit Card Eligibility & Documents
Age 21 years and above
Minimum annual income Minimum annual income Rs 3 lakh (some sources cite Rs 40,000/month) - confirm current criteria at rblbank.com
Documents required PAN card, Aadhaar/address proof, latest salary slip (1–3 months), last 2–3 months' bank statement, and one passport-size photograph.
Residency Indian resident
Applying when ineligible creates a hard credit inquiry that may lower your CIBIL score. Verify your eligibility before applying.
How to Apply for RBL World Safari Credit Card
The application process is entirely online and takes about 5-7 minutes.
*T&C Apply
Frequently Asked Questions
The rbl world safari credit card charges a joining fee of Rs 3,000 + GST and an annual/renewal fee of the same amount. Renewal fee waiver terms are inconsistent across public sources - some cite no waiver, others cite a Rs 3 lakh annual spend waiver. Confirm current terms with RBL Bank before assuming a free renewal.
the RBL World Safari card's benefits include 0% forex markup on international transactions, 5 reward points per Rs 100 on travel spends, 2 reward points per Rs 100 on domestic retail, 8 domestic and 2 international lounge visits a year, a Rs 3,000 MakeMyTrip welcome voucher, and milestone rewards up to 25,000 bonus points plus a Rs 10,000 brand voucher.
No. The card charges 0% forex markup on international transactions, making it one of the few retail credit cards in India with zero foreign currency markup. This saves roughly 3.5% versus a standard forex-fee card on every overseas transaction.
You can apply for this RBL card online through the RBL Bank website by navigating to the Credit Cards section, or offline at your nearest RBL Bank branch with PAN, address proof, and income proof.
No. International transactions do not accrue any reward points on this card - you only save on the 0% forex markup abroad. Reward points are earned only on domestic retail (2 RP/Rs 100) and eligible travel-category spends (5 RP/Rs 100).
The card offers 8 complimentary domestic lounge visits a year (2 per quarter) when you spend Rs 35,000 or more in the previous quarter, plus a complimentary Priority Pass membership offering international lounge visits.