BOB Credit Card Offers 2026: Shopping, Travel & Dining Deals
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BOB Credit Card Offers 2026: Shopping, Travel & Dining Deals

Ankana Bagchi
Ankana Bagchi Consultant
10 min read
Summary: Active BOBCARD credit card offers- MakeMyTrip discounts (up to 30% off), BookMyShow BOGO, Snapdeal 5% cashback & SmartDeal travel bonus explained for 2026
BOB Credit Card Offers 2026: Shopping, Travel & Dining Deals

BOB Credit Card Offers May 2026: Active Deals on Shopping, Travel & Dining

Key Takeaways

  • BOBCARD's active offer categories for May 2026: Travel (flights, hotels, holiday packages), Entertainment (movies), Food, Online Shopping, Fashion, Electronics, Health, and Grocery.
  • MakeMyTrip: 10% instant discount up to Rs.1,500 on domestic flights + 15% off domestic hotels (up to Rs.5,000) + up to 30% off holiday packages (up to Rs.35,000) via BOBCARD.
  • BookMyShow: BOGO (Buy One Get One) on movie tickets via BOBCARD - valid once per card per month.
  • Snapdeal: 5% unlimited cashback on Snapdeal purchases with BOBCARD.
  • For HPCL BOBCARD Energie holders: 25% instant discount (up to Rs.100) on BookMyShow movie tickets using promo code BOB100.
  • All offers are time-limited and may change - verify current deals at bobcard.co.in/credit-card-offers or the BOBCARD app before transacting.
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How BOBCARD Offers Work

BOBCARD runs two types of offers: platform-based deals (negotiated with merchants like MakeMyTrip, Swiggy, BookMyShow) and SmartDeal portal offers (the BOBCARD in-house travel booking platform with accelerated reward earning).

Most merchant offers apply to all BOBCARD credit cards unless the offer specifically states it is limited to a card variant (e.g., the HPCL Energie movie discount). Platform-based offers typically apply to both debit and credit cards from Bank of Baroda, while BOBCARD SmartDeal bonuses apply to BOBCARD credit cards only. Offers on reward point earning via SmartDeal are over and above the standard card reward rate.

Travel Offers - May 2026

MakeMyTrip

CategoryOfferMinimum TransactionMax DiscountPromo Code / Notes
Domestic Flights10% instant discountRs.6,000Rs.1,500Available on EMI Wednesday & Thursday; paused 17–30 April 2026
Domestic Hotels15% offRs.3,000Rs.5,000One booking per card during offer period
International HotelsFlat 15% off + 3-month no-cost EMICheck MMTCheck MMTVerify current availability at MMT
Holiday PackagesUp to 30% offRs.40,000Rs.35,0003- and 6-month interest-free EMI available

The MakeMyTrip EMI offer is specifically available on Wednesdays and Thursdays for domestic flights and hotels. This is in addition to the standard 5X reward points earned on travel bookings on BOBCARD Eterna and the extra 12 bonus RP/Rs.100 earned on BOBCARD SmartDeal travel. Combining both platforms for travel booking is not possible simultaneously - use the offer that delivers higher total value for your trip.

BOBCARD SmartDeal Portal

BOBCARD's own travel booking platform delivers the highest combined value for BOBCARD credit card holders:

  • Domestic flights: 12 bonus RP per Rs.100 on top of standard 5X rewards on Eterna - effective 27 RP/Rs.100 for Eterna holders on SmartDeal flights
  • Hotels: 30 bonus RP per Rs.100 on hotel bookings via SmartDeal
  • Promo codes (active until June 2026): BOBEMIDOM (domestic flights & hotels on EMI) and BOBEMIINT (international flights & hotels on EMI)

Cardholders who have met the Rs.40,000 quarterly spend condition will also unlock complimentary lounge access - making BOBCARD SmartDeal bookings doubly valuable for Eterna holders by combining travel rewards with airport comfort.

Entertainment Offers - May 2026

BookMyShow - BOGO on Movie Tickets

OfferEligibilityDiscountFrequencyNotes
Buy 1 Get 1 Free on movie ticketsEterna movie benefit = BOGO on DISTRICT APP (max ₹250 off 2nd ticket, once/month). Tiara movie benefit = BookMyShow (flat ₹250 on min 2 tickets, quarterly Up to Rs.250 off on 2nd ticket for EternaOnce per card per monthVerify availability at BookMyShow checkout
25% instant discount on movie ticketsHPCL BOBCARD Energie onlyUp to Rs.100 discountTwice per calendar monthPromo code: BOB100; minimum 2 tickets
Avail BOGO Movie Offer+ benefits worth Rs. 81,000* with ETERNA

Enjoy premium rewards and unlimited lounge access, crafted for those who lead.

Check Out Now

The BOGO movie offer is one of BOBCARD's most consistently available benefits - buy one ticket and get up to Rs.250 off the second ticket, once per card per month. For a couple who watches movies regularly, this saves Rs.250–Rs.500/month (Rs.3,000–Rs.6,000/year). This is separate from the standard Buy-1-Get-1 movie benefit on BOBCARD Eterna via the District app (also available once per month).

Eterna movie benefit = District App BOGO, max ₹250 off 2nd ticket, once/month. Tiara = BookMyShow ₹250 flat on min 2 tickets, quarterly. Separate merchant offers from card-level benefits must be clearly differentiated.

Online Shopping Offers - May 2026

Snapdeal

5% unlimited cashback on Snapdeal purchases using any BOBCARD credit card. Eligible on a minimum purchase of Rs.15,000 (based on recent offer terms - verify at bobcard.co.in/credit-card-offers). This offer is on top of the standard card reward earning, making Snapdeal purchases particularly rewarding for BOBCARD Eterna holders (5% Snapdeal cashback + 3.75% Eterna rewards on online = combined effective saving of 8.75% before caps).

Flat Discounts on Electronics

Periodic 10% instant discount offers on electronics, mobiles, and appliances using BOBCARD. Terms: minimum cart value of Rs.15,000, maximum discount Rs.1,500. One transaction per card during the offer period. These are time-limited - check the BOBCARD app for currently active electronics offers.

Dining Offers - May 2026

Swiggy Dineout

BOBCARD credit cardholders can access dining discounts through Swiggy Dineout at 2,000+ partner restaurants - typically 15–20% off on dining bills. The discount is applied at checkout when paying via BOBCARD. This is separate from any Swiggy online food order cashback.

General Restaurant Discounts

Flat 15% off at select partner restaurants when paying with BOBCARD - maximum discount Rs.100, minimum order value Rs.399, usable once per week. This is a standard ongoing offer available via the BOBCARD offers portal (bobcard.co.in/credit-card-offers) and updated periodically.

Fashion & Beauty Offers - May 2026

A women-first card crafted for her desires
Women Health Package
Free FITPASS Pro Membership
₹31K Yearly Benefits
A women-first card crafted for her desires
Tiara made for modern women with health, fitness, lifestyle, entertainment benefits. Quarterly vouchers at Myntra, Nykaa, Flipkart, Lakmé Salon, BigBasket, Swiggy One, BookMyShow, and more.

Periodic offers on fashion and beauty platforms - typically 7.5–10% off on minimum purchases of Rs.15,000 using BOBCARD. Valid once per card during the offer period. Check the BOBCARD app under Offers > Fashion & Beauty for currently active fashion deals.

Health & Wellness - May 2026

FITPASS Pro Membership

BOBCARD Eterna and Tiara cardholders receive a complimentary 12-month FITPASS Pro membership (worth Rs.48,000 at full price) as a welcome benefit. FITPASS Pro gives access to 2,500+ gyms, fitness centres, yoga studios, and swimming pools across India. This is a welcome benefit, not an ongoing monthly offer - it is credited once on card activation. New cardholders should activate within the specified timeframe to receive the membership.

How to Find the Latest BOBCARD Offers

  • BOBCARD app: Offers section on the home screen - updated weekly with current deals by category
  • bobcard.co.in/credit-card-offers: Official offer portal - filterable by category (Travel, Entertainment, Shopping, Dining, etc.)
  • bobcard.plutos.one: Plutos ONE platform that aggregates active BOBCARD merchant deals in real-time
  • BOBCARD WhatsApp: Send 'OFFERS' to +91-7208476628 for active deal summaries

How to Maximise BOBCARD Offers

Stack Rewards with Offers

The smartest BOBCARD users combine merchant offers with the card's built-in reward earning. For example: MakeMyTrip domestic flight + BOBCARD Eterna = 10% MMT instant discount + 15 RP/Rs.100 Eterna reward (3.75% return) = effectively 13.75% total saving on a Rs.6,000 flight booking (before MMT's Rs.1,500 discount cap).

Combining offer discounts with 5X rewards is how BOBCARD Eterna holders extract maximum value - particularly relevant for the quarterly spend condition (Rs.40,000) that unlocks lounge access.

Use SmartDeal for Travel, MakeMyTrip for Discounts

When booking travel: if the MakeMyTrip discount exceeds the incremental SmartDeal reward points, use MMT. If SmartDeal's bonus RP value exceeds the MakeMyTrip cap, use SmartDeal. For most bookings under Rs.15,000, MakeMyTrip's Rs.1,500 cap is achievable and usually beats SmartDeal's RP value. For hotel bookings above Rs.5,000, SmartDeal's 30 bonus RP/Rs.100 may deliver higher total value.

BOBCARD's most consistently valuable ongoing offers are: the MakeMyTrip travel deals (particularly the 15% hotel discount and 30% holiday package off), the BookMyShow BOGO movie ticket benefit, and the Swiggy Dineout dining discounts. These three categories alone can deliver Rs.8,000–Rs.15,000 in annual savings for regular users who combine them with the standard 5X reward earning on BOBCARD Eterna.

Remember to check the BOBCARD app or bobcard.co.in/credit-card-offers before every major transaction - offers change monthly and some are card-variant specific. The BOBCARD Eterna's combination of 3.75% reward rate, unlimited domestic lounge access, and rotating merchant offers makes it the most versatile spending card in the BOBCARD portfolio for May 2026.

Frequently Asked Questions

Where can I check active BOBCARD credit card offers?
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Active offers are available at bobcard.co.in/credit-card-offers, the BOBCARD mobile app (Offers section), and the Plutos ONE platform (bobcard.plutos.one). The BOBCARD app is updated most frequently with new deals.
Do BOBCARD offers apply to all card variants?
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Most merchant offers (MakeMyTrip, BookMyShow, Snapdeal) apply to all BOBCARD credit and debit cards unless the offer specifies a particular variant. Card-specific offers- like the HPCL Energie movie discount- are clearly labelled as variant-specific.
Can I use both a merchant offer and earn reward points on the same transaction?
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Yes. Merchant discount offers and BOBCARD reward point earning are independent. A 10% MakeMyTrip discount does not reduce your RP earning- you earn RP on the original transaction amount (or post-discount amount, depending on how the offer is structured). Check the specific offer terms for clarification.
What is the BOBCARD SmartDeal promo code for May 2026?
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Based on the latest available information: BOBEMIDOM for domestic flights and hotels on EMI, and BOBEMIINT for international flights and hotels on EMI (valid until June 30, 2026). Verify current codes at bobcard.co.in/credit-card-offers as codes are updated periodically.
Disclaimer: This article is for general informational purposes only and does not constitute financial advice. All card features, fees, and benefits are subject to change. Readers must refer to the respective MITC on official bank websites before applying. BOBCARD cards are issued by BOBCARD Limited (formerly BOB Financial Solutions Limited), a 100% subsidiary of Bank of Baroda, an RBI-regulated entity. Data last verified: May 2026.